Kuala Lumpur Series
Intelligent Finance Networks: Tokenised Value, Autonomous Risk, and Invisible Banking
Overview
The 16th Annual Conference and Exhibtion of BankTech Asia 2026: Kuala Lumpur Series, will bring together senior bankers, regulators, fintech leaders, and technology providers under the theme “Intelligent Finance Networks: Tokenised Value, Autonomous Risk, and Invisible Banking.” This full-day conference focuses on the strategic and technological shifts reshaping the BFSI sector, from real-world asset tokenisation and instant cross-border payments to AI-driven risk management, zero-trust security, embedded finance, and the rise of invisible banking. Through high-level keynotes, panel discussions, and interactive fireside chats, attendees will explore practical pathways to integrate tokenised assets, scale AI governance, build shared cyber resilience, monetise sustainability, and redefine wealth advisory in a hybrid human-AI era. The event concludes with an essential closing debate on customer ownership in an era where banking disappears into everyday platforms, offering delegates actionable insights and valuable networking opportunities with Malaysia’s and ASEAN’s banking and fintech decision-makers.
Registration
Registration and Morning Refreshments for 16th BankTech Asia 2026: Kuala Lumpur Series
Panel Discussion
From Core Banking to Invisible Finance Networks: Who Controls the Future Financial Stack?
As finance becomes increasingly invisible, tokenisation, embedded finance, and AI-driven risk are reshaping how services are built and governed, challenging whether banks can remain the core trust layer in real-time, platform-based ecosystems.
Panellist
Cyrene Kong
Chief Digital Officer, RHB Banking Group, Malaysia
Suresh Emmanuel
Senior Vice President and Chief Information Security Officer, Hatton National Bank, Sri Lanka
Biswanath Banik
Group Chief Data Officer, Tonik Bank, Singapore
Opening Remarks
Opening Remarks
Speaker
Selva Nagappan
Organising Chairman, 16th Edition of BankTech Asia 2026 Kuala Lumpur Series & Managing Director, Knowledge Group of Companies
Keynote Address
Invisible Banking Meets Tokenised Value: How Assets, Payments and Services Disappear into Platforms
As banking fades into digital ecosystems, tokenised assets, payments, and financial services are becoming seamlessly embedded within platforms, enabling real-time and programmable value exchange. This convergence is redefining how financial services are delivered, raising critical questions on how banks can remain relevant and retain control as value flows invisibly across interconnected ecosystems.
Speaker
YM Raja Teh Maimunah
Group Chief Executive Officer, Bank Islam Malaysia Berhad, Malaysia
Presentation
Banking Liquidity Reimagined – 24/7, Borderless Capital
Liquidity is becoming continuous as tokenised instruments and real-time settlement enable instant capital movement, while banks optimise balance sheets and stay compliant with Basel III and cross-border rules.
Speaker
SP Mohanty
Country Head of Services, Citi, Malaysia
Panel Discussion
Cyber Defense Mesh: From Isolated Security to Collective Financial Immunity
Financial institutions are shifting from siloed defence to a shared, real-time cyber intelligence network that detects and contains threats early, with automated response systems and resilient infrastructure built for rapid recovery rather than perimeter defence.
Panellist
Rakesh Kumar Rajput
Chief Compliance Officer and Group Head, HDFC Bank, India
Suresh Emmanuel
Senior Vice President and Chief Information Security Officer, Hatton National Bank, Sri Lanka
Ts. Dr. Ismamuradi Abdul Kadir
Chief Information Security Officer (CISO), Bank Muamalat Malaysia Berhad, Malaysia
Presentation
Zero-Trust Banking – Never Trust, Always Verify
Continuous behavioural authentication is replacing passwords across mobile and corporate banking, while confidential computing ensures customer data remains protected even during AI model training, enabling secure and scalable adoption of advanced analytics.
Break
Networking Luncheon and Exhibition Walkabout
Panel Discussion
Sustainability Compass – Green Data, Green Revenue
ESG data is being transformed into investable green loans and bonds, while carbon credits and biodiversity offsets are increasingly monetised directly within corporate banking platforms.
Speaker
Angus Salim
Group Chief Sustainability Officer, RHB Banking Group, Malaysia
Panel Discussion
Guardrails for Intelligent Banking: Building Trust, Transparency and Compliance in Automation
Banks are implementing ethical, transparent, and auditable AI systems aligned with regulatory standards, while strengthening governance to reduce bias, improve explainability, and ensure compliant financial automation.
Panellist
Rakesh Kumar Rajput
Chief Compliance Officer and Group Head, HDFC Bank, India
Josephine Woo
Chief Risk Officer, Largest Financial Service Provider, Malaysia
Fireside Chat
The $10 Trillion Question – Who Owns the Invisible Customer?
As tokenisation, BaaS, and embedded finance dissolve traditional banking into super-app ecosystems, the discussion centres on whether banks can retain control of the financial backbone or whether Big Tech will dominate the customer interface.
Speaker
Biswanath Banik
Group Chief Data Officer, Tonik Bank, Singapore