
Makhadir Mukhamad
Vice President, Head of IT, Digital and Cyber Risk Management, Bank Tabungan Negara
Makhadir is a seasoned expert in IT Risk Management, IT Governance, Cyber Security, and Fraud Risk Management, with extensive experience spanning over five banks, including state-owned, private, and multinational institutions. Currently serving as Vice President - Head of Digital Risk Management at Bank BTN, bringing a strategic and hands-on approach to managing digital risks in the evolving banking landscape. Known for a strong track record in building robust risk frameworks and aligning technology with business goals to ensure resilience, compliance, and innovation.