
BankTech Asia 2025: Manila Series
The BankTech Asia 2025 Conference: Manila Series brings together industry leaders, technology pioneers, and policymakers to navigate the dynamic landscape of financial technology in the island nation. This esteemed platform fosters critical discourse on the latest trends and challenges shaping the future of banking, with a focus on embracing innovation while upholding ethical principles. Fostering partnerships between banks, FinTech startups, and non-governmental organizations is crucial for unlocking the potential of innovative technologies and ensuring inclusive access to financial services. The conference provides a platform for stakeholders to share best practices, explore open-source platforms, and identify synergies for scaling sustainable solutions that benefit both the industry and the wider community. This gathering represents a unique opportunity to address the challenges and embrace the opportunities presented by digital transformation in the financial sector. With its focus on cutting-edge technologies, responsible innovation, and collaborative partnerships, the BankTech Asia 2025 Conference: Manila Series is poised to be a catalyst for charting a transformative path for the nation’s financial future.
Registration of 5th Annual Conference and Exhibition BankTech Asia 2025: Manila Series
Panel Discussion: Beyond Banking – Exploring the Potential of BaaS in the AI Era
- Discuss how Banking-as-a-Service (BaaS) enables the integration of financial services into non-financial platforms, creating seamless user experiences and new revenue streams.
- Analyze the role of BaaS in democratizing financial services by reducing barriers such as geographic location and lack of traditional banking infrastructure.
Moderator:
Dwitil Mahimkar
Senior Vice President and Regional Product Manager, Liquidity & Investment Product Management, Global Payment Solutions, Asia Pacific, HSBC, Hong Kong SAR
Panelists:
Francis Chiu
First Vice President and Head Information Technology Group, BDO Unibank, Philippines
Gilbert Trinchera
Partner, Technology Consulting, KPMG, Philippines
Opening Remarks for 5th Annual Conference and Exhibition BankTech Asia 2025: Manila Series
Speaker:
Selva Nagappan
Organising Chairman, BankTech Asia 2025: Manila Series & Managing Director, Knowledge Group of Companies
Keynote Address: Philippines Digital Finance – The Billion Dollar Market through Digital Lending
- Explore the rise of digital banking and its impact on the booming digital lending market, projected to surpass $1 billion USD.
- Showcasing successful digital banking and lending collaborations that drive financial inclusion, empowering SMEs and underserved communities with accessible and user-friendly solutions.
Speaker:
Chuchi G. Fonacier
Deputy Governor, Financial Supervision Sector, Bangko Sentral ng Pilipinas, Philippines
Morning Refreshments and Exhibition Walkabout
Guaranteeing Access to Cash: How ATM Pooling and Outsourcing is Helping in the Digital Transformation of the Banks
Speaker:
Anne Richard Schaafsma
Head of Business Development (Global), ATM Managed Services, Brink’s Inc., Netherlands
Building a Data-Driven, Digital-First Debt Collection Operation
Speaker:
Tamás Erni
Managing Partner, Loxon Solutions, Hungary
Networking Luncheon and Exhibition Walkabout
Panel Discussion: Cybersecurity and Trust – Preserving Integrity in the Race for BankTech Digital Dominance
- Discussing the importance of implementing robust cybersecurity frameworks to safeguard sensitive information amidst rapid technological growth.
- Exploring the role of transparency in fostering consumer trust, particularly when deploying AI and other advanced technologies.
Moderator:
Philip Casanova
Consulting Principal, Cybersecurity, SGV & Co., Philippines
Panelists:
Jed Kenley Chua
Chief Information Security Officer, Asia United Bank, Philippines
Rei Nikolai Magnaye
Chief Information Security Officer, Equicom Savings Bank, Philippines
LMNTRIX at BankTech Asia – Securing the Future of Finance Across Asia
Speaker:
Ben Kingshott
Principal Architect, LMNTRIX, Australia
Panel Discussion: Evolving Governance with Blockchain for Unbreakable Security and Resilience
- Explore how blockchain enhances transparency and trust through real-time transaction verification and tamper-proof records, reducing fraud and unauthorized modifications.
- Analyze blockchain’s role in strengthening financial system resilience by eliminating single points of failure and enabling seamless cross-border transactions.
Moderator:
Philip Casanova
Consulting Principal, Cybersecurity, SGV & Co., Philippines
Panelists:
Marlon Sorongon
Chief Information Security Officer, Maybank, Philippines
Carlos Tengkiat
Chief Information Security Officer, RCBC, Philippines
Synthetic Deception: Battling Deepfake Heist and E-Scams in Banking Cybercrime
- Uncover how deepfakes and AI scams are used in high-trust banking fraud.
- Explore law enforcement tactics to detect and stop digital heists.
Speaker:
Jay Guillermo
Chief, Cyber Response Unit PNP ACG, Philippine National Police Anti-Cybercrime Group, Philippines
Evening Refreshment and End of Day One BankTech Asia 2025: Manila Series
Registration of 5th Annual Conference and Exhibition BankTech Asia 2025: Manila Series
Panel Discussion: Navigating IT Financial Management in the Age of Emerging Technologies
- Emerging technologies present new opportunities for cost optimization, operational efficiency, and smarter financial planning.
- Organizations must navigate integration complexities and adapt strategically to fully leverage these advancements.
Moderator:
Ardee Jireh Adrales
Partner, Technology Consulting, KPMG, Philippines
Panelists:
Kenneth Catugas
Head of IT, ING, Philippines
Mary Celina Louies Esteva
Head of Information Technology Governance, UnionDigital Bank, Philippines
Panel Discussion: Bridging the Digital Divide – Challenges and Solutions for Rural Banks in the Philippines
- Discuss the critical need for building reliable digital infrastructure in rural Philippines, including internet connectivity, mobile network expansion, and secure data storage solutions.
- Highlight the role of financial literacy and user-friendly banking platforms in driving inclusivity and adoption of digital financial services in rural areas.
Moderator:
Rafael Francisco Amparo
Executive Director, Rural Bankers Association of the Philippines, Philippines
Panelists:
Ronaldo Recto
President, Rural Bank San Antonio, Philippines
Franco Nazareno
Chief Technology Officer, OwnBank, Philippines
Morning Refreshments and Exhibition Walkabout
Panel Discussion: Bridging the Talent Gap – Cultivating Future-Ready Roles for Digital Banking Transformation
- Redesigning job roles to align with the demands of AI, Gen AI, cybersecurity, and embedded finance, fostering hybrid capabilities that merge technological acumen with financial insight.
- Implementing strategies to reskill and upskill existing talent while attracting next-gen professionals, balancing internal development with external recruitment in a competitive digital landscape.
Moderator:
Ardee Jireh Adrales
Partner, Technology Consulting, KPMG, Philippines
Panelists:
Noel Gamboa
Managing Director, CapMan Consulting, Philippines
Yu Ming Chin
Executive Director, Viventis Search Asia, Philippines
Annie Caw
Chief Human Resources Officer, CIMB Philippines, Philippines
AI with Principles: Driving Transparent and Inclusive Financial Services
- Explore how principled AI can bridge the gap for underserved populations by enabling access to financial services, such as microloans and digital banking, through inclusive algorithms.
- Examine real-world examples of AI solutions designed to expand access to financial services for marginalized communities while maintaining fairness and avoiding discriminatory practices
Speaker:
Albert Tinio
Co-Founder and Co-Chief Executive Officer, GoTyme Bank, Philippines
Networking Luncheon and Exhibition Walkabout
Riding the Wave – The Surge in Digital Payment Streams in the Philippines
- Explore the key drivers of digital payment adoption, from e-commerce growth to government initiatives, and their impact on financial inclusion.
- Discover how FinTech innovations are shaping the future of digital payments, fostering competition, and creating opportunities for small businesses and the informal sector.
Speaker:
Lawrence Ferrer
Board Trustee, FinTech Alliance PH, Philippines
Panel Discussion: The Power of Embedded Finance – Transforming Banking in the Digital Age of Connected Ecosystems
- Navigate the cutting edge of embedded finance, a disruptive innovation seamlessly integrating financial services into non-financial platforms.
- Explore the strategic advantages of embedding banking functionalities within everyday experiences, driving growth and innovation within the financial sector.
Moderator:
Albert Tinio
Co-Founder and Co-Chief Executive Officer, GoTyme Bank, Philippines
Panelists:
Dwitil Mahimkar
Senior Vice President and Regional Product Manager, Liquidity & Investment Product Management, Global Payment Solutions, Asia Pacific, HSBC, Hong Kong SAR
Franco Nazareno
Chief Technology Officer, OwnBank, Philippines
Bridging Borders and Becoming Future Fit: Innovation in Liquidity Management
- Digital tools enhance real-time visibility and forecasting, helping treasurers optimize global liquidity and funding decisions.
- Emerging technologies empower users with greater financial control, fueling innovation and competition in the financial ecosystem.
Dwitil Mahimkar
Senior Vice President and Regional Product Manager, Liquidity & Investment Product Management, Global Payment Solutions, Asia Pacific, HSBC, Hong Kong SAR
Panel Discussion: Reactive to Proactive – AI for Predictive Risk Management and Optimized Banking Operations
- Explore how AI-powered predictive analytics can identify potential risks and opportunities early on, enabling banks to take proactive measures and make data-driven decisions.
- Discuss the various applications of AI in streamlining banking operations, such as automating routine tasks, improving customer service, and enhancing fraud detection.
Moderator:
Eugene Jerome Tan
Director, Risk Services, PwC, Philippines
Panelists:
Luiza Karolina Rosinska
Chief Risk Officer, CIMB Philippines, Philippines
Barani Sundaram
Chief Technology Officer and Head of Technology Transformation, East West Banking Corporation, Philippines
Evening Refreshment and End of BankTech Asia 2025: Manila Series
Our Speakers
Chuchi G. Fonacier
Deputy Governor, Financial Supervision Sector, Bangko Sentral ng Pilipinas

Chuchi G. Fonacier
Deputy Governor, Financial Supervision Sector, Bangko Sentral ng PilipinasDG Fonacier is the head of the Financial Supervision Sector (FSS), which is mainly responsible for the regulation of banks and other BSP-Supervised Financial Institutions (BSFIs). Under her direct supervision are five subsectors which handle onsite examination and offsite surveillance (or integrated supervision) of BSFIs including specialized supervision of anti-money laundering, trust, financial market operations and information technology, oversight of the public credit registry, policy studies/research, and supervisory data management. She serves as a Steering Committee Member of the Network of Central Banks and Supervisors for Greening the Financial System (NGFS) and the Governor’s permanent alternate as Chair in the Board of Directors of the Philippine Deposit Insurance Corporation (PDIC). DG Fonacier completed two terms as Chair of the Executives’ Meeting of East Asia Pacific Central Banks Working Group on Banking Supervision (EMEAP WGBS), and has served as panelist/resource person in various international conferences/fora on banking supervision, corporate governance, sustainable finance, financial technology and digitalization, financial inclusion, shadow banking, microfinance, bank resolution and crisis management, financial stability, capacity building, etc. organized by international bodies such as the United Nations (UN), IMF/World Bank, Bank of International Settlements (BIS), Financial Stability Institute (FSI), Asia-Pacific Economic Cooperation (APEC), Asian Bankers Association (ABA), South East Asian Central Banks (SEACEN) and central banks and monetary/supervisory authorities of various countries. She has likewise attended programs offered by Harvard Kennedy School and The Wharton School, Aresty Institute of Executive Education.
Jay Guillermo
Chief, Cyber Response Unit PNP ACG, Philippine National Police Anti-Cybercrime Group

Jay Guillermo
Chief, Cyber Response Unit PNP ACG, Philippine National Police Anti-Cybercrime GroupPolice Colonel Jay Guillermo currently serves as the Chief of the Cyber Response Unit at the Philippine National Police Anti-Cybercrime Group, where he leads efforts in the prevention and investigation of cybercrimes, including data breaches. With over 12 years of dedicated experience in cybercrime response, he has successfully led teams in complex investigations that safeguard national digital infrastructure and public safety. His expertise spans crisis management, emergency response, government operations, law enforcement, and physical security, reflecting a deep commitment to national cybersecurity. Police Colonel Guillermo has built a strong track record in the public safety sector, demonstrating leadership and innovation in addressing the evolving threats in cyberspace.
Barani Sundaram
Chief Technology Officer and Head of Technology Transformation, East West Banking Corporation

Barani Sundaram
Chief Technology Officer and Head of Technology Transformation, East West Banking CorporationWith a career spanning over two decades, Barani has established himself as a visionary leader in the field of technology and digital transformation. His journey is marked by significant achievements and contributions to the financial technology sector, making him a prominent figure in the industry. Prior to joining EastWest Bank, Barani held various leadership positions in Singapore & Vietnam where he demonstrated his expertise in delivering complex technology projects and driving innovation. This role marked a significant milestone in his career, as he took on the responsibility for modernizing banks tech stacks. His efforts have been pivotal in positioning EastWest Bank as a leading consumer bank in the Philippines. Since joining EastWest Bank, Barani has spearheaded several key initiatives aimed at transforming the bank's technology landscape. His strategic vision and ability to navigate complex technological challenges have earned him recognition within the organization and the industry at large. Barani Sundaram's journey as the Chief Technology Officer of EastWest Bank, Philippines, is a testament to his expertise, dedication, and visionary leadership. His contributions to the financial technology sector have not only transformed EastWest Bank but have also set a benchmark for innovation and excellence in the industry. As he continues to drive technological advancements, Barani remains a key figure in shaping the future of digital finance in the Philippines.
Carlos Tengkiat
Chief Information Security Officer, Rizal Commercial Banking Corporation

Carlos Tengkiat
Chief Information Security Officer, Rizal Commercial Banking CorporationCarlos Tengkiat is the Chief Information Security Officer for Rizal Commercial Banking Corporation (RCBC) since 2019. Prior to joining RCBC, he was already a seasoned information security (InfoSec) and financial technology (FinTech) professional with over 24 years of experience in the fields of information technology (IT), payment card industry, and financial services. He held other posts such as Chief Operating Officer and Head of Special Projects. Carlos was primarily involved in the development of the company banking payment system infrastructure. During his stint, Carlos was also the lead in ensuring the company banking attainment of a PCI DSS certification in 2006.
Jed Kenley Chua
Chief Information Security Officer, Asia United Bank

Jed Kenley Chua
Chief Information Security Officer, Asia United BankJed Kenley Chua is the Chief Information Security Officer (CISO) and IT Risk Head at one of the only 12 universal banks in the Philippines. With over eight years of experience in the cyber and information security field, he brings deep expertise in safeguarding enterprise environments and managing IT risk. In addition to his corporate role, Jed is a professional lecturer for the Cyber Security program at one of the top colleges in the Philippines, where he helps shape the next generation of cybersecurity professionals. Previously, he served as Information Security Manager for a top-10 bank in the Philippines and as a Senior Cybersecurity Consultant at a global Big Four professional services firm. In this role, he delivered cybersecurity solutions to more than 30 clients across the financial, government, telecommunications, retail, and utilities sectors. Jed has a well-rounded and robust skill set that includes information security risk assessments, security architecture, third-party risk assessments, penetration testing, vulnerability management, threat hunting, cloud security, privacy audits, and incident response. He is also experienced in designing and implementing information security programs, strategies, and policies, with a strong technical foundation in systems administration and networking
Marlon Sorongon
Chief Information Security Officer, Maybank

Marlon Sorongon
Chief Information Security Officer, MaybankMarlon is a cybersecurity expert with over 25 years of experience in IT, specializing in network security, information security, and cybersecurity strategy. He currently serves as the Chief Information Security Officer (CISO) of Maybank Philippines and has also held the same role at Maybank New York. His previous positions include Division Head of IT/OT Security at the National Grid Corporation of the Philippines and Senior Manager for Cyber Risk Services at Deloitte. Sorongon has led numerous cybersecurity initiatives, focusing on IT governance, risk management, and information security programs. He is also a strong advocate for cybersecurity education and talent development, mentoring young professionals and sharing insights at industry forums. His work continues to shape the cybersecurity landscape in the Philippines.
Annie Caw
Chief Human Resources Officer, CIMB Philippines

Annie Caw
Chief Human Resources Officer, CIMB PhilippinesAnnie Caw is the Chief Human Resources Officer at CIMB Bank Philippines, where she leads strategic human capital initiatives including Talent Management, Organizational Development, and Business Partnership. She began her career as a Management Trainee at UnionBank of the Philippines, where she was immersed in all facets of banking—gaining hands-on experience and developing the mindset essential to understanding the real meaning of work. Since joining CIMB in February 2022, Annie has championed a people-first culture focused on simplicity, efficiency, and practical HR solutions that drive business results. With over 20 years of HR leadership experience, she has held senior roles at East West Banking Corporation, BDO Unibank, Globe Telecom, and Maybank Philippines. Annie holds a Bachelor of Science in Commerce, majoring in Management of Financial Institutions, from De La Salle University. As a panelist, she offers deep insights on agile talent strategies, digital leadership, and HR’s role in enabling operational excellence.
Luiza Karolina Rosinska
Chief Risk Officer, CIMB Philippines

Luiza Karolina Rosinska
Chief Risk Officer, CIMB PhilippinesSenior Risk & Finance executive, accomplished in demanding international environments, with 25 years of experience. Currently Chief Risk Officer at CIMB Philippines. Previously, Head of Risk Management at UOB Thailand and in other risk and finance leadership roles across Asia and Europe. Specialised in navigating crisis situations, uplifting governance, resolution of complex problems, operational challenges, and overall risk management. Involved in multiple banking acquisitions and integrations. Passionate people leader and sustainability ambassador. She holds master’s degree in finance and banking coupled with a SCR (Sustainability & Climate Risk) certification by GARP.
Albert Tinio
Co-Founder and Co-Chief Executive Officer, GoTyme Bank

Albert Tinio
Co-Founder and Co-Chief Executive Officer, GoTyme BankAlbert has several years of experience in the fields of fintech, banking, telecommunications, and logistics. He started his career in logistics working for American President Lines and Federal Express. He then moved into telecommunications with two major Philippine telco players, Globe Telecom and Smart Communications. Albert earned Globe’s Leadership Award for significant gains made in growing and expanding broadband services nationwide. He transitioned from telco to fintech after being chosen to lead GCash as President and CEO. During this time, Albert became the founding president of the Philippine E-Money Association. Immediately before joining GoTyme Bank, he was SVP, Digital Payments and Agency Banking for Robinsons Bank. Albert has a Bachelor of Science degree in Hotel and Restaurant Administration from the University of the Philippines and completed the Oxford FinTech Program from the University of Oxford Saïd Business School. At the launch of GoTyme Bank in October 2022, Albert explained its differentiator which is providing accessible and affordable products and services with a human touch. He mentioned that to keep the human connection always, GoTyme Bank has kiosks supported by bank ambassadors that are strategically located across the Gokongwei retail ecosystem as well as personal bankers who address customer concerns or issues thru phone calls, emails or chats.
Francis Chiu
First Vice President and Head of Consumer Banking Applications, Information Technology Group, BDO Unibank

Francis Chiu
First Vice President and Head of Consumer Banking Applications, Information Technology Group, BDO Unibank
Francis Chiu is a multi-awarded technology executive with over 25 years of experience in digital transformation and innovation within the financial services industry. As First Vice President and Head of Consumer Banking Applications at BDO Unibank, he leads strategic initiatives to enhance customer experiences, optimize operations, and align technology with business objectives.
With expertise in digital banking transformation, risk management, and quality engineering, Francis has a proven track record of delivering results, including reducing system vulnerabilities, driving double-digit revenue growth, and managing multimillion-dollar portfolios.
He has held leadership roles in top organizations like Misys, Avaloq, and Deutsche Bank and has received numerous international accolades, including the Legend CIO and Transformative CIO Awards, to name a few.
Currently pursuing an MBA, Francis remains an active contributor to professional communities, leveraging his vision and expertise to drive financial technology innovation and operational excellence.
Dwitil Mahimkar
Senior Vice President and Regional Product Manager, Liquidity and Investment Product Management, Global Payment Solutions, Asia Pacific, HSBC

Dwitil Mahimkar
Senior Vice President and Regional Product Manager, Liquidity and Investment Product Management, Global Payment Solutions, Asia Pacific, HSBCDwitil Mahimkar is a Chartered Accountant with 17 years of experience in leadership, strategy, business development, and specialist roles across Transaction Banking, Securities Services, and Liquidity & Balance Sheet Management in Asia and Africa. Based in Hong Kong, he is currently a Senior Vice President at HSBC, leading digitization for Liquidity & Investment tools in the Asia Pacific. Managing HSBC’s digital liquidity solutions, including the Liquidity Management Dashboard, which provides treasurers with real-time KPIs to support informed decisions and overseeing Automated Investment Sweep for efficient money market fund investments, and Cash Flow Forecasting, which replaces spreadsheets with advanced analytics to project global liquidity up to three years. As a speaker, he provides insight about the digital initiatives that HSBC is driving with their innovative Liquidity & Working Capital management tools that aid corporate treasurers in managing liquidity and working capital more effectively.
Rei Nikolai Magnaye
Chief Information Security Officer, Equicom Savings Bank

Rei Nikolai Magnaye
Chief Information Security Officer, Equicom Savings BankRei is currently the Chief Information Security Officer (CISO) of Equicom Savings Bank. He continuously drives the advancement of human-based and behavioral cybersecurity, and cyberpsychology through education, awareness, training, and research. Concurrently, he also provides data protection services, consulting, and advisory to various companies in the Equicom Group. He currently serves as Adjunct Faculty at the Asian Institute of Management (AIM). He was also a Senior Cybersecurity Consultant at EY Global Delivery Services, serving clients globally in various sectors such as medical and healthcare, technology, media and entertainment, telecommunications, and advanced manufacturing. Rei was trained as a mental health and psychiatric nurse early on in his career in the National Center of Mental Health (NCMH). He earned his MBA and Master in Cybersecurity degrees from the Ateneo and AIM respectively. He is currently pursuing his PhD in Forensic Cyberpsychology at the Capitol Technology University to further build and share knowledge with the community.
Ronaldo Recto
President, Rural Bank San Antonio

Ronaldo Recto
President, Rural Bank San AntonioRonaldo Recto is the President of Rural Bank San Antonio, a rural bank serving clients across Southern Tagalog. With a background in private lending and experience in the adoption of digital initiatives in lending operations, he has spent the last eight years dedicated to driving financial innovation and expanding access to banking services in the countryside. He currently sits on the Financial Cyber Resilience Governance Council of the Banko Sentral ng Pilipinas, representing the rural banking sector.
Franco Nazareno
Chief Technology Officer, OwnBank

Franco Nazareno
Chief Technology Officer, OwnBankFranco Nazareno is the Chief Technology Officer of OwnBank, where he leads its digital transformation by transitioning from a legacy Core Banking System to a fully digitalized platform. With over 15 years of experience in fintech, insurtech, and e-commerce, he has held senior tech leadership roles focused on product engineering, cloud migration, and cybersecurity. Holding a PhD in Bioinformatics, Franco is passionate about aligning technology with business strategy to drive innovation and reshape the future of financial services.
Kenneth Catugas
Head of IT, ING

Kenneth Catugas
Head of IT, INGA Chartered Information Technology Professional in UK and a Member of British Computer Society. Mr. Kenneth F. Catugas is the Head of Information Technology of ING Hubs Philippines which he is responsible of the entire IT Operations and Innovation with over 6,500+ ING Staff in the Philippines in 2 office locations. Globally, ING Bank ranks at top 30 based on assets by S&P Global Market Intelligence. Mr. Catugas is three-time awardee of The World CIO 200 Award (2023, 2024, 2025) and was named 2023 Tech Innovator of the Year by the World Financial Innovation Series Conference, testaments to his forward-thinking leadership and impact in the IT domain. With over 17 years of experience in IT Infrastructure, Operations and Management with extensive hands‐on experience in Managing System, Security, Network, Project Management, Data Center Transformation using wide variety of technologies. Working before with different industries such as IT Consulting, Renewal Energy, FMCG, Management Consulting, and Shipping gave him vast knowledge in the use of Information Technology. Mr. Catugas has a degree in Information Technology and a Master’s in Business Administration. With trainings in Northeastern University, University of Virginia, and University of London.
Mary Celina Louies Esteva
Head of Information Technology Governance, UnionDigital Bank

Mary Celina Louies Esteva
Head of Information Technology Governance, UnionDigital BankMary Celina Louies Esteva, CLSSBB, CSM, PMP, currently serves as Head of Information Technology Governance at UnionDigital Bank, where she drives enterprise-wide technology strategy to support inclusive financial services at scale. Her diverse career journey spans to mission-critical roles in product and project development, regulatory alignment, and IT project execution across top-tier institutions including RCBC Bankard, Unionbank of the Philippines, and Ascendion. Celina is currently pursuing a Master of Business Administration at the Asian Institute of Management: one of Asia’s leading business schools where she deepens her expertise in business strategy, innovation, and leadership. She brings academic rigor and a systems-thinking approach to her role, ensuring that digital transformation is not only technically sound but aligned with broader organizational goals. Celina is known for her ability to bridge business and technology, solve complex problems with clarity, and deliver measurable impact.
Lawrence Ferrer
Board Trustee, Fintech Alliance PH

Lawrence Ferrer
Board Trustee, Fintech Alliance PHLawrence Ferrer is the Board Trustee of FinTech Alliance PH and the President and CEO of Bayad, the Philippines' largest multi-channel payment platform. Under his leadership, Bayad has transformed into a full-service fintech company, making financial services accessible, secure, and convenient for millions of Filipinos, particularly those underserved and unbanked. With over 20 years of experience in digital payments, business development, and product innovation, Lawrence has pioneered some of the Philippines' most game-changing financial services, including Smart Money, Smart Load, Smart Padala, and PayMaya solutions that have reshaped how Filipinos handle their finances. At Bayad, Lawrence has championed groundbreaking initiatives such as Bayad Asenso, which equips local businesses and Bayad Agents with the tools they need to foster financial inclusion and drive growth in their communities. He also spearheaded the development of Bayad's Real-Time Payment System, a transformative solution that delivers instant transaction processing, dramatically improving the speed and efficiency of payments for both consumers and businesses. With his leadership, Bayad now boasts over 400 billing and government institutions in its network and 130,000 physical touchpoints nationwide, ensuring financial services are within reach for Filipinos everywhere. In recognition of his visionary work, Lawrence was honored with the Master Innovator award at the 2024 Mansmith Innovation Awards, underscoring his unmatched contribution to advancing financial technology and inclusion in the Philippines.
Anne Richard Schaafsma
Head of Business Development (Global), ATM Managed Services, Brink’s Inc.

Anne Richard Schaafsma
Head of Business Development (Global), ATM Managed Services, Brink’s Inc.Anne has more than twenty years’ experience in CIT and ATM outsourcing. He's been closely involved in the transformation process the cash cycle is undergoing. FI's in North-Western Europe have been leading the way in ATM pooling initiatives and outsourcing of their ATM activities. In Europe they have seen large reductions in the number of bank branches and ATMs, market consolidation and the need for multi-vendor, hardware agnostic hard- and software providers. After fulfilling various roles like MD, banking sales- and solutions development director, He's now responsible for Brink’s ATM Managed Services business development. Brink’s is a global leader in ATM Managed Services. They have managed more than 300.000 ATMsworldwide. Responsible for the operational burden of managing ATM estates, so banks can reallocate capital and manpower to digital initiatives accelerating the digital transformation
Tamás Erni
Managing Partner, Loxon Solutions

Tamás Erni
Managing Partner, Loxon SolutionsTamás joined Loxon in 2001 following a successful career in banking and macroeconomic modelling. Drawing on his broad experience, he was entrusted with establishing the company’s business consulting team and leading numerous projects aimed at enhancing the IT support of lending and risk management processes at various financial institutions. These efforts included managing the implementation of the Loxon Collateral Management, Rating/Scoring, Retail and Corporate Lending systems, as well as Basel II preparation projects across the EMEA region. His contributions played a pivotal role in positioning Loxon as one of the market leaders in lending, collections, and risk management business solutions. Today, the company’s systems and implementation services are used by clients in more than 25 countries. Tamás currently serves as the Managing Partner (CEO) of Loxon.
Ben Kingshott
Principal Architect, LMNTRIX

Ben Kingshott
Principal Architect, LMNTRIXBen Kingshott is the Principal Architect at LMNTRIX, where he leads the design of advanced cybersecurity solutions built around threat intelligence, behavioral analytics, and deception technologies. With over a decade of experience in cybersecurity architecture, Ben has helped shape LMNTRIX’s Extended Detection and Response (XDR) platform, enabling organizations to detect and respond to threats with speed, accuracy, and resilience. A CISSP-certified professional, Ben is deeply committed to improving cybersecurity across the Asia-Pacific region. He has represented Australia in global forums including the G20 and the Australia-Vietnam Leadership Dialogue, where he has championed stronger regional cooperation in the face of evolving cyber threats. His work continues to support APAC organizations in navigating complex regulatory landscapes and building proactive, intelligence-led defense strategies.
Philip Casanova
Consulting Principal, Cybersecurity, SGV & Co

Philip Casanova
Consulting Principal, Cybersecurity, SGV & CoPhilip is a Partner at SGV & Co./EY Philippines, currently serving as the leader of the Cybersecurity Field of Play. With over 30 years of extensive experience spanning academia, professional services, and executive leadership as a Chief Information Security Officer. Philip has held prominent cybersecurity leadership positions, including serving as the CISO for financial services institutions across the Philippines, the Asia region, and North America, particularly in New York. He is also pursuing a Doctorate in Information Technology, where one of his key research interests focuses on the adoption of Post-Quantum Cryptography.
Rafael Francisco D. Amparo
Executive Director, Rural Bankers Association of the Philippines

Rafael Francisco D. Amparo
Executive Director, Rural Bankers Association of the PhilippinesAmparo advocates for the digital transformation of rural banks, emphasizing the adoption of neobank models to drive growth and enhance financial inclusion in underserved communities. He also focuses on improving cybersecurity measures and regulatory compliance within the rural banking industry. Beyond his work with RBAP, Amparo is a consultant specializing in regulatory and anti-money laundering (AML) compliance for various financial institutions, including rural banks, thrift banks, cooperative banks, non-stock savings and loan associations, pawnshops, and other financial service providers.
Eugene Jerome Tan
Director, Risk Services, PwC

Eugene Jerome Tan
Director, Risk Services, PwCEugene is a Risk Services Director and Cybersecurity Specialist at PwC Philippines, has over nine years of experience focusing on IT security and cybersecurity. His work includes ethical hacking simulations and social engineering simulations to help companies strengthen their cybersecurity defenses by identifying vulnerabilities and providing practical recommendations. Eugene is certified in various cybersecurity organizations such as Offensive Security and EC-Council, with certifications like Offensive Security Certified Professional and eLearnSecurity Certified Professional Penetration Tester, among others.
Gilbert Trinchera
Partner, Technology Consulting, KPMG

Gilbert Trinchera
Partner, Technology Consulting, KPMGGilbert T. Trinchera is a Partner at KPMG in the Philippines, heading the Digital Transformation, and Alliances practice. With 13 years of experience, he specializes in AI strategy and governance, digital and IT transformation, data analytics, cyber maturity, IT audit, and risk consulting, working across government, private, and international non-profit sectors. He is currently an esteemed Council member of the Responsible Analytics and AI Council (RAAIC) of the Analytics & AI Association of the Philippines (AAP) and Chairperson of the Digital Transformation Committee of the Association of CPAs in Commerce & Industry (ACPACI). He also co-chaired the 2024 Accountancy Week Celebration of PICPA Metro Manila Region. A Certified Public Accountant (CPA) and holder of multiple professional certifications, he earned his Bachelor’s in Accountancy, cum laude (Saint Paul School of Professional Studies), a Master of Technology Management (University of the Philippines Diliman, University Scholar), and a Master of Project Management (High Distinction) from the American Academy of Project Management, USA. Recognized for excellence, he received the KPMG Chairman's Award for Excellence (2021) and back-to-back Anvil Awards (2023 & 2024) for his contributions to the KPMG Innovation Summit and Global Tech Innovation Awards Philippines. A regular speaker on AI governance, digital transformation, cybersecurity, and audit, he has presented at ISACA, IIA, PICPA, AAP, Escom, Ortus Club, Digital Pilipinas, and various academic institutions. He is also a contributing writer for the Philippine Star’s "Top of Mind" and Business Mirror’s "KPMG Perspectives".
Ardee Jireh Adrales
Partner, Technology Consulting, KPMG

Ardee Jireh Adrales
Partner, Technology Consulting, KPMGArdee is a Certified Public Accountant and a seasoned professional with over 17 years of experience in business transformation, tech-enabled projects, and IT audit. Her expertise spans Finance and Supply Chain transformation, process automation, system implementation, organizational change, IT Audit, and change management, with a strong focus across various industries, including financial services, manufacturing, shared servicses, and private enterprise. In her role as Partner of Technology Consulting - Business Transformation at KPMG in the Philippines, Ardee led comprehensive reviews of core business processes, including Finance, Procurement, Supply Chain, IT, and HR, identifying gaps and inefficiencies. She designed target models to optimize systems, processes, and organizational structures. Ardee also played a pivotal role in designing business requirements for process automation and ERP implementations and overseeing
Noel Gamboa
Managing Director, CapMan Consulting

Noel Gamboa
Managing Director, CapMan ConsultingCapMan Consulting is a strategy advisory and executive search firm operating in the Philippines, Singapore, and Hong Kong. With CapMan’s extensive network in the Philippines—built over 15 years of executive placements, succession planning, and post-M&A integration assignments for the country’s top 20 corporations—we have become the most trusted adviser in senior-level talent placement. We specialize in building leadership teams for sunrise industries such as AI, Digital Transformation, Digibanks, Insurtech, and HealthTech for Philippine conglomerates. We support market penetration strategies, navigate complex business landscapes, create partnerships, drive client acquisition, and provide market insights and regulatory strategies for companies entering the Philippines—beyond just hiring their Asia Pacific leadership teams. CapMan Consulting also provides offerings in technology, information security, cybersecurity, risk, privacy, fraud, and anti-financial crime services. These services are designed to empower digital-native and digitally transforming organizations, ensuring they remain secure, stable, and compliant with industry and regulatory standards.
Yu Ming Chin
Executive Director, Viventis Search Asia

Yu Ming Chin
Executive Director, Viventis Search AsiaYu Ming Chin is a visionary leader in Human Resources with over 30 years of experience in executive search and headhunting. As Founder & Executive Director of Viventis Search Asia, he has transformed the HR landscape in the Philippines and across Asia-Pacific through strategic leadership in talent attraction, development, and career technology. Formerly the Country Manager of Asia Online-Philippines, he pioneered outsourcing projects using Filipino talent. His career began in education, where he shaped IT programs at the University of Asia and the Pacific. Under his leadership, Viventis has earned accolades from LinkedIn, ACES, APEA, and the Asia Leaders Awards—including Inspiring Workplace in Asia (2023) and Executive of the Year (2025). With a commitment to education, innovation, and workforce excellence, Yu Ming continues to influence the future of work in the region through thought leadership and award-winning human capital solutions.
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