Franco Nazareno is the Chief Technology Officer of OwnBank, where he leads its digital transformation by transitioning from a legacy Core Banking System to a fully digitalized platform. With over 15 years of experience in fintech, insurtech, and e-commerce, he has held senior tech leadership roles focused on product engineering, cloud migration, and cybersecurity. Holding a PhD in Bioinformatics, Franco is passionate about aligning technology with business strategy to drive innovation and reshape the future of financial services.