Francis Chiu is a multi-awarded technology executive with over 25 years of experience in digital transformation and innovation within the financial services industry. As First Vice President and Head of Consumer Banking Applications at BDO Unibank, he leads strategic initiatives to enhance customer experiences, optimize operations, and align technology with business objectives.

With expertise in digital banking transformation, risk management, and quality engineering, Francis has a proven track record of delivering results, including reducing system vulnerabilities, driving double-digit revenue growth, and managing multimillion-dollar portfolios.

He has held leadership roles in top organizations like Misys, Avaloq, and Deutsche Bank and has received numerous international accolades, including the Legend CIO and Transformative CIO Awards, to name a few.

Currently pursuing an MBA, Francis remains an active contributor to professional communities, leveraging his vision and expertise to drive financial technology innovation and operational excellence.